Small Business Loans
Access to Capital for Small Businesses in Monroe County and Surrounding Areas
HSIF provides small business loans to south-central Indiana business owners that need funding to grow their businesses.
HSIF practices character-based lending, looking beyond the balance sheet and getting to know each client personally during the application and lending process, creating a true partnership
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HSIF small business loans range from $5,000 to $75,000 with annual interest rates of 8 - 12%.
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If you are interested in learning more about HSIF's small business loans, click the button below to request more information.
:Apply in three easy steps
Tell us about your business and capital needs
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Meet face-to-face with one of our local team members or complete the online application
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Receive a loan decision within three weeks
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TERM LOAN
A "traditional" bank loan where we lend you a set amount upfront, which you pay back (with interest) over a set period of time.
EQUIPMENT
FINANCING
We provide cash to purchase equipment. Then you pay back the equipment cost, plus interest, over a set period of time
WORKING CAPITAL
We provide a loan to cover operating costs for a short period of time (e.g. until a major order is delivered and paid for). You pay back the loan, plus interest, over a set period of time.
OTHER LOAN TYPES
Have other financial needs? We can work with you to design the right loan package for your business.